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PRIVACY POLICY EXPAT WEALTH AT WORK

 

BACKGROUND

Expat Wealth At Work understands that your privacy is important to you and that you care about how your personal data is used. We respect and value the privacy of everyone who visits this website, https://expatwealthatwork.com, and will only collect and use personal data in ways that are described here and in a way that is consistent with our obligations and your rights under the law.

Please read this privacy policy carefully and ensure that you understand it. Your acceptance of this privacy policy is requested when you accept our cookie notice or submit a web form for us to contact you.

1. Definitions and Interpretation

In this policy, the following terms shall have the following meanings:

  • “Account” means an account required to access and/or use certain areas and features of Our Site;
  • A “cookie” is a small text file that Our Site places on your computer or other device when you visit particular pages on Our Site and/or use particular features on Our Site. Details of the Cookies used by Our Site are set out in Part 14 below, and
  • “Cookie Law” means the relevant parts of the Swiss Telecommunications Act;

2. Information About Us

Our site is owned and operated by Expat Wealth At Work

Email address: hello@expatwealthatwork.com

We are an Appointed Representative of Lawsons Network AG

3. What Does This Policy Cover?

This privacy policy applies only to your use of our site. Our site may contain links to other websites. Please be aware that we have no control over how other websites collect, store, or use your data, so we advise you to review the privacy policies of any such websites before providing any data to them.

4. What Is Personal Data?

Personal data is defined by the GDPR and the revised (DPA) Swiss Federal Data Protection Act (collectively, “the Data Protection Legislation”) as ‘any information relating to an identifiable person who can be directly or indirectly identified in particular by reference to an identifier’.

Personal data is, in simpler terms, any information about you that enables you to be identified. Personal data covers obvious information such as your name and contact details, but it also covers less obvious information such as identification numbers, electronic location data, and other online identifiers.

5. What Are My Rights?

Under the Data Protection Legislation, you have the following rights, which we will always work to uphold:

The right to be informed about our collection and use of your personal data. This Privacy Policy should tell you everything you need to know, but you can always contact us to find out more or to ask any questions using the details in Part 15.

The right to access the personal data we hold about you. Part 13 will tell you how to do this.

The right to have your personal data rectified if any of your personal data held by us is inaccurate or incomplete. Please contact us using the details in Part 15 to find out more.

The right to be forgotten, i.e., the right to ask us to delete or otherwise dispose of any of your personal data that we hold. Please contact us using the details in Part 15 to find out more.

The right to restrict (i.e., prevent) the processing of your personal data.

You have the right to object to us using your personal data for a particular purpose or purposes.

The right to withdraw consent. This means that, if we are relying on your consent as the legal basis for using your personal data, you are free to withdraw that consent at any time.

The right to data portability. This means that, if you have provided personal data to us directly, we are using it with your consent or for the performance of a contract, and that data is processed using automated means. You can ask us for a copy of that personal data to re-use with another service or business in many cases.

Rights relating to automated decision-making and profiling. We do not use your personal data in this way.

For more information about our use of your personal data or exercising your rights as outlined above, please contact us using the details provided in Part 15.

It is important that your personal data is kept accurate and up-to-date. If any of the personal data we hold about you changes, please keep us informed.

Further information about your rights can also be obtained from the Information Commissioner’s Office or your local Citizens Advice Bureau.

If you have any reason for a complaint about our use of your personal data, you have the right to lodge a complaint with the Information Commissioner’s Office.

We would welcome the opportunity to resolve your concerns ourselves, however, so please contact us first, using the details in Part 15.

6. What data do you collect and how?

Depending upon your use of the site, we may collect and hold some or all the personal and non-personal data when you submit a web form for us to get in touch with you. The data collected includes name, company, email address, phone number, and the nature of your query. Please also see Part 14 for more information about our use of cookies and similar technologies and our cookie policy. We do not collect any’special category’ or’ sensitive’ personal data AND/OR personal data relating to children AND/OR data relating to criminal convictions and/or offences.

7. How Do You Use My Personal Data?

Under the Data Protection Legislation, we must always have a lawful basis for using personal data. We use your personal data to respond to your message or inquiry submitted on a website form.

We may also use your personal information for marketing purposes, which may include contacting you by email, phone, text message, or post with information, news, and offers, with your consent and/or as permitted by law. You will not be sent any unlawful marketing or spam. We will always work to fully protect your rights and comply with our obligations under the Data Protection Legislation, the Privacy Act, and the Swiss Unfair Competition Act 2007, and you will always have the ability to opt out. We will always obtain your express opt-in consent before sharing your personal data with third parties for marketing purposes, and you will be able to opt out at any time.

We will only use your personal data for the purpose(s) for which it was originally collected, unless we reasonably believe that another purpose is compatible with that or those original purpose(s) and need to use your personal data for that purpose. If we do use your personal data in this way and you wish us to explain how the new purpose is compatible with the original, please contact us using the details in Part 15.

If we need to use your personal data for a purpose that is unrelated to, or incompatible with, the purpose(s) for which it was originally collected, we will inform you and explain the legal basis that allows us to do so.
In some circumstances, where permitted or required by law, we may process your personal data without your knowledge or consent. This will only be done within the bounds of the Data Protection Act and your legal rights.

8. How Long Will You Keep My Personal Data?

We will not keep your personal data for any longer than is necessary, considering the reason(s) for which it was first collected. Your personal data will therefore be kept for the following periods (or, where there is no fixed period, the following factors will be used to determine how long it is kept):

  • If you register a web query, your personal data will be kept for 2 years

9. How and Where Do You Store or Transfer My Personal Data?

We will only store your personal data in our cloud-based systems on secure servers. We will only store your personal data within Switzerland, the European Economic Area (the “EEA”), and the UK. The EEA consists of all EU member states, plus Norway, Iceland, and Liechtenstein. This means that your personal data will be fully protected under the EU GDPR and/or to equivalent standards by law. Transfers of personal data to the EEA from Switzerland and the UK are permitted without additional safeguards.

The security of your personal data is essential to us, and to protect your data, we take several important measures, including the following:

  • Limiting access to your personal data to those employees, agents, contractors, and other third parties with a legitimate need to know and ensuring that they are subject to duties of confidentiality.
  • Procedures for dealing with data breaches (the accidental or unlawful destruction, loss, alteration, or unauthorised disclosure of, or access to, your personal data) include notifying you and/or the Information Commissioner’s Office where we are legally required to do so.
  • Expat Wealth At Work has in place procedures for the detection, investigation, and reporting of data breaches. This policy applies to all data breaches (including personal data breaches) and is designed to assist in both the handling of such breaches and in determining whether or not they must be reported to the ICO and/or to data subjects.

10. Do You Share My Personal Data?

We will not share any of your personal data with any third parties for any purposes, subject to the following exceptions:.

If we sell, transfer, or merge parts of our business or assets, your personal data may be transferred to a third party. Any new owner of our business may continue to use your personal data in the same way(s) that we have used it, as specified in this Privacy Policy.

In some limited circumstances, we may be legally required to share certain personal data, which might include yours, if we are involved in legal proceedings or complying with legal obligations, a court order, or the instructions of a government authority.

11. How Can I Control My Personal Data?

In addition to your rights under the Data Protection Legislation, set out in Part 5, when you submit personal data via our site, you may be given options to restrict our use of your personal data. In particular, we aim to give you strong controls over our use of your data for direct marketing purposes, including the ability to opt out of receiving emails from us, which you may do by unsubscribing using the links provided in our emails.

12. Can I withhold information?

You may access certain areas of our site without providing any personal data at all. However, to submit a message or inquiry on a web form, you will be required to submit or allow for the collection of certain data.

You may restrict our use of cookies.

13. How Can I Access My Personal Data?

If you want to know what personal data we have about you, you can ask us for details of that personal data and for a copy of it (where any such personal data is held). This is known as a “subject access request.”

All subject access requests should be made in writing and sent to the email shown in Part 15.

We will respond to your subject access request within less than one month and, in any case, not more than one month of receiving it. Normally, we aim to provide a complete response, including a copy of your personal data, within that time. In some cases, however, particularly if your request is more complex, more time may be required, up to a maximum of three months from the date we receive it. You will be kept fully informed of our progress.

14. How Do You Use Cookies?

Our site may place and access certain first-party cookies on your computer or device. First-party cookies are those placed directly by us and are used only by us. We use cookies to facilitate and improve your experience of our site and to provide and improve our services. We have carefully chosen these cookies and have taken steps to ensure that your privacy and personal data are protected and always respected.

All cookies used by and on our site are used in accordance with the current cookie law.

Before cookies are placed on your computer or device, you will be shown a pop-up requesting your consent to set those cookies. By giving your consent to the placement of cookies, you are enabling us to provide the best possible experience and service to you. You may, if you wish, deny consent to the placing of cookies; however, certain features of our site may not function fully or as intended.

Our site uses analytics services provided by Google Analytics. Website analytics refers to a set of tools used to collect and analyse anonymous usage information, enabling us to better understand how our site is used. This, in turn, enables us to improve our site and the services offered through it.

The analytics service(s) used by our site use cookies to gather the required information. You do not have to allow us to use these cookies; however, while our use of them does not pose any risk to your privacy or your safe use of our site, it does enable us to continually improve our site, making it a better and more useful experience for you.

In addition to the controls that we provide, you can choose to enable or disable cookies in your internet browser. Most internet browsers also enable you to choose whether you wish to disable all cookies or only third-party cookies. By default, most internet browsers accept cookies, but this can be changed. For further details, please consult the help menu in your internet browser or the documentation that came with your device.

You can choose to delete cookies on your computer or device at any time; however, you may lose any information that enables you to access our site more quickly and efficiently, including, but not limited to, login and personalisation settings.

It is recommended that you keep your internet browser and operating system up-to-date and that you consult the help and guidance provided by the developer of your internet browser and the manufacturer of your computer or device if you are unsure about adjusting your privacy settings.

15. How Do I Contact You?

To contact us about anything to do with your personal data and data protection, including to make a subject access request, please use the following details:

Email address: hello@expatwealthatwork.com

16. Changes to this Privacy Policy

We may change this privacy policy from time to time. This may be necessary, for example, if the law changes or if we change our business in a way that affects personal data protection.

Any changes will be immediately posted on our website, and you will be deemed to have accepted the terms of the privacy policy on your first use of our site following the alterations. We recommend that you check this page regularly to stay up-to-date.

This privacy policy was last updated on December 14, 2023.

 

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